A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As our customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.

At James Ashton, Edward McHugh and Macgregors, we work in partnership with Golden Charter to provide you with a safe and reliable way to plan ahead. As one of the UK’s largest funeral plan providers*, Golden Charter has helped 900,000 people make funeral provisions** so we’re completely confident in offering their plans to you.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured, a plan from Golden Charter is available to all UK residents who are over 18, regardless of age or state of health.

Would you like to know more information about how a Golden Charter plan could work for you ? We can provide you with all the information you need to make an informed decision for you and your family, then contact us today.

*Based on selling 14% of funeral plans in the UK in 2021. **Correct at April 2022.

James Ashton & Son Ltd is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

Golden Charter Limited is registered in England No. 02511598 Registered Office: One Fleet Place, London EC4M 7WS.

A funeral prepayment plan allows the living to prepare for death. By paying into a plan during your life, upon your death the plan will provide peace of mind that your family will not be met with unexpected costs and financial anxiety, and will ensure that your funeral is conducted as you wish.

Our funeral director will meet with you to discuss the type of funeral you would like.  When you have decided on the details of your chosen funeral, we will then calculate the cost at today’s price which will then be the price you pay for the plan.

Yes, your arrangements can be changed at any time.  Should extra items be added, the flexibility of the plan allows these items to be costed at the time of the additions.

Whilst our own charges are guaranteed, third-party costs such as cremation fee, interment fee or fee to clergy are not.

These third-party fees are beyond our control. These costs are indexed and therefore the costs that a family pays is the cost at the time of the funeral, less the original amounts in the plan that have been indexed.   Any costs that might be subject to change will be clearly identified during your meeting with our funeral directors.

If you wish to spread the cost of paying for a plan, a period of one year is allowed with no interest charge payable, provided the plan is paid in full within the year. If payment is over more than one year, then the total amount payable will be subject to interest charges.

Should a client’s death occur before the plan is paid in full, the funeral will take place exactly as planned, and any outstanding amount would be payable by the next of kin or from the plan holder’s estate.